Terms of Use
Using the tools
The tools are provided free of charge for general informational and productivity use. Verify important outputs independently. The service may change or become unavailable.
Estimates and limitations
Financial and health outputs are estimates with the assumptions shown on each tool page. They are not personalized financial, tax, legal or medical advice. Do not use them for emergency or safety-critical decisions.
Acceptable use
Do not attack the service, interfere with other visitors, or use it unlawfully. You remain responsible for your inputs and how you use results. Processing is limited to reasonable browser workloads.
Liability and rights
The operator makes no guarantee of uninterrupted access or error-free outputs. Nothing in these terms excludes mandatory consumer rights or liabilities that cannot lawfully be excluded. Contact pedrosa2333@gmail.com with questions.